Types of insurance

UCSD offers more than 30 kinds of insurance coverage to protect its teaching, research, and public service activities from liability and financial loss due to:

Certain kinds of coverage are automatic, and departments can request additional (by-request) coverage if necessary.

• Automatic programs are already in place for all departments. These programs don't require enrollment forms or premiums. Basic property insurance and some transit programs are examples of the automatic programs.
• By-request programs require an application, payment of premium, and approval before coverage can begin. Insurance for university-owned automobiles, foreign transit, and fine arts are among the by-request programs.

Responsibilities

Departments are responsible for uninsured losses and deductibles, so review the automatic programs' limitations and exclusions and decide if they fully meet your needs. Risk Management maintains several specialized risk programs and can assist you in negotiating coverage for a particular need.

• See Does Your Department Have Adequate Insurance Coverage? for more information.

Claims

When a loss occurs, notify EH&S Risk Management, (858) 534-2454, immediately, or call the university's third-party administrator directly at 1-800-416-4029 to report a claim.

For property claims, use these step-by-step instructions:

• How to File a Fire or Flood Claim
• How to Report Theft, Loss, or Damage to Property

Other services

• General Liability Program Rates
• Signing Contracts and Agreements
• Training Resources
• Risk Management Forms (including liability waivers)

Questions? Contact EH&S Risk Management, (858) 534-2454.

Notice: When a loss occurs, notify EH&S Risk Management, (858) 534-3820, immediately to promptly initiate the insurance investigation and claim process. Use pager number (858) 583-3302 for emergencies only, or call the university's third-party administrator directly at 1-800-416-4029 to report a claim. Take a picture if a camera is available.