Liability insurance

University insurance programs do not cover damage or loss to personal vehicles used for approved university business.

A vehicle owner's personal liability policy is primary in the event of an accident when using a personal car for UCSD business. If that exhausts, UCSD’s liability policy is secondary.

Physical damage insurance

Physical damage is the full responsibility of the vehicle owner. Departments can opt to pay up to $500 for a deductible, but if the vehicle's owner doesn't have physical damage coverage (comprehensive), the university cannot assist with reimbursement.

Manage your department's risk

• Check driver's licenses regularly to ensure they're current and valid.
• Keep a copy of current proof of driver's insurance on file.
• Check driving records in one of the following ways:
• Ask the employee for a copy of his or her driving records. Coordinate with Employee Relations as necessary.
• Use the Department of Motor Vehicles Employer Pull Notice (EPN) program.
• If driving is more than 50% of an employee's job, enter the employee in the EPN program.

Accident reporting

If you're involved in an accident, report the incident to your personal insurance company and EH&S Risk Management.

Risk Management training

Learn more by attending Risk Management training classes.

Questions? Contact EH&S Risk Management, (858) 246-0369.

Notice: When a loss occurs, notify EH&S Risk Management, (858) 534-3820, immediately to promptly initiate the insurance investigation and claim process. Use pager number (858) 583-3302 for emergencies only, or call the university's third-party administrator directly at 1-800-416-4029 to report a claim. Take a picture if a camera is available.