Eligibility: Career employees (staff or faculty) who have completed their probationary period and received an overall standing of "Solid" or better may apply.

Maximum loan amount: $1,000

Time frame: From the time a loan package is submitted, it takes four to five business days to receive the emergency loan.

Loan repayment: The loan is repaid through monthly payroll deductions over the course of one year. Should the employee leave before the loan is repaid, the balance on the loan will be due upon separation from the University and will be deducted from the final paycheck.

Obtain loan information and forms in one of these ways:

• Download the Employee Emergency Loan Application (PDF) and the Employee Emergency Loan Policies (PDF) forms.
• Contact Student Business Services, (858) 822-4727 to request a loan package be sent via fax or intercampus mail.
• Pick up a loan package at Student Business Services, Student Services Center, Third Floor South (map).

A completed loan package includes:

• Completed and signed Employee Emergency Loan Application form
• Signed copy of the Employee Emergency Loan Policies acknowledgment
• Copy of written denial of credit from bank or credit union
• Written statement justifying the need for a loan (e.g., car repair estimate if the loan is for car repairs)
• If approved, the employee must come to Student Business Services (map) to sign a promissory note.
• Original copies of the bank denial letter and loan justification documents must be presented at time of loan approval.

Return the completed loan package to Student Business Services using one of the following methods:

• In person at the Student Services Center, Third Floor South (map);
• By mail to Mail Code 0025; or
• By fax to (858) 822-2713.

Questions? Contact Kathy White, (858) 534-6806.