The University of California Retirement Plan (UCRP) provides retirement income to eligible UC employees, as well as eligible survivors, or co-annuitants. The plan also provides disability and death benefits, a lump sum cashout option, and a Capital Accumulation Provision for certain eligible members.

Participation: Eligible employees automatically become UCRP members based on the initial appointment or working the required hours in a 12-month period.

Provisions: UCRP is a defined benefit pension plan. Benefits are determined by a formula not by contributions to the plan.

The retirement plan benefit estimator can be used as a tool to help in your pre-retirement planning.

Designating beneficiaries: Review your beneficiaries regularly and update them if you experience a major life event such as marriage, divorce, birth of a child, or a death. See how to designate beneficiaries.

For details: Summary plan descriptions are available in PDF format for each of the following member categories:

• Members with Social Security
• Members without Social Security
• Safety members (members appointed to eligible police or firefighter positions)
• Tier Two members (Tier Two was closed effective July 1, 1990)

Need an expert? Contact your Benefits representative.